RICHARD A. HORGAN Attorney at Law
Welcome...
Thank you for visiting the website of the law offices of Richard A. Horgan, Esq. Dick Horgan is an estate and trust attorney practicing in Wilmington, NC whose mission is to provide North Carolina residents with high quality, personalized estate planning services at very competitive rates. In addition to estate planning, his practice concetrates on business formation and asset protection for professionals. Dick is admitted to practice in New York, California, Connecticut and Florida, as well as North Carolina. He brings more than 40 years of experience to his clients to assis them with their most important matters.
Mr. Horgan’s typical estate planning client is an individual or married couple who have relocated to the Wilmington area and have either retired or are contemplating retirement in several years. Most of these clients have spent their entire working career focusing on “offense”, that is, working to accumulate wealth, but have given little thought to learning how to play “defense”, or planning how to protect what they have from creditors, income tax, estate tax and other potential threats. Attorney Horgan’s goal is to make sure that his clients have a good understanding of how they can accomplish their individual estate planning goals with the minimum of taxes and the maximum of personal control and flexibility. Very little is more important than the security of your wealth and your family and you need the best information available so you can make truly intelligent choices in your planning decisions. Properly advised, your estate plan can give you and your family the protection you need to achieve the peace of mind that comes from knowing to a certainty that your assets will be preserved for your own future and your family’s future.
FAQs
What is a living trust?
A living trust is a formal written document that you sign that creates a new legal entity, “the trust”, which you own and control while you are alive.
How does a living trust avoid probate?
To avoid probate, you simply transfer ownership of your assets to your living trust and then the trust, not you, owns the assets when you die so that none of the assets in the trust go through the probate process.
Services
The offices of Richard A. Horgan, Esq. offer a variety of legal services to protect our clients’ wealth and their families.
Tust and Estate Planning
Avoiding probate takes two steps: first, you create the trust and second you “fund” the trust by transferring your assets from your own name into your name as trustee of your trust and then you as trustee own the assets on behalf of your trust.
Business Formation
For those clients who want to start a new business, maximize tax deductions to reduce taxes in their current business, or minimize the client's personal liability.
Asset Protection for Professionals
There is no reason to leave your personal assets and wealth exposed to potential creditors and litigation risks.
© 2008 Richard A. Horgan Esq. All rights reserved.